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FDIC Insurance Online Calculator

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FDIC Insurance Online Calculator Empty FDIC Insurance Online Calculator

Post  Spirit12 Fri May 10, 2013 11:36 am

There is a lot of questions regarding how much FDIC Insurance you will have on your bank accounts. I thought this was worth digging into a little deeper. I accessed the FDIC website and viewed all of the FDIC videos explaining how FDIC insurance coverage works, what type of accounts it insures and how much for each account at each bank. I found that the FDIC Insurance coverage, actually covers more than I thought, depending on how you set up your accounts at the bank. Single, Joint, Retirement Accounts, Trusts, Businesses, etc. FDIC has a nifty online calculator that lets you plug in different variables like, type of accounts, beneficiaries, amount in the accounts, etc. You can then print out a report that will tell you how much is insured and how much is not. This really helped me in determining what type of accounts I will set up at any one particular bank and how much I will deposit into those accounts. I would highly recommend watching all the video's first, so you get an explanation of the various types of accounts at the banks, their limitations and purpose (note...they do have a video that is outdated on the noninterest bearing account that expired in December 2012, so I wouldn't pay much attention to that one). Then have fun with the online calculator plugging in different scenarios. Warning: It is addictive, once you start playing with it. And of course as a disclaimer, do not make any decisions on your own. Consult with your attorney, banker and other professional. Here is the link to the FDIC Website: [You must be registered and logged in to see this link.] and here is the link to the informational videos: [You must be registered and logged in to see this link.] and finally the link to the Online Calculator: [You must be registered and logged in to see this link.] I hope this helps you as much as it did me.

Spirit12

Posts : 45
Join date : 2012-06-19
Location : CO

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FDIC Insurance Online Calculator Empty FDIC Insurance Online Calculator - valuable...Timely Info!

Post  .MiddleClassMaiden Fri May 10, 2013 1:35 pm

FDIC Insurance Online Calculator
by Spirit12 Today at 11:36 am

WONDERFUL! CLEAR, CONCISE and EXCELLENT!
SCROLL UP for ORIGINAL POST

How refreshing! YOUR post is firmly FOCUSED with very authoritative CREDIBLE source with easy-to-use LINKS.

For those of us who are trying to LEARN and NOT just trying to 'listen/read OPINIONS - regardless of WHO is giving them, YOU are providing an excellent 'self-discovery' opportunity! THANK YOU!

YOU:
1. Accessed the FDIC website - Website: [You must be registered and logged in to see this link.]
2. Viewed all of the FDIC INFORMATIONAL videos - explaining how FDIC insurance coverage works - [You must be registered and logged in to see this link.]
3. Found that "the FDIC Insurance coverage, actually covers more than I thought, depending on how you set up your accounts at the bank..."
4. Discovered the FDIC Insurance Online Calculator - AND shared with us that link - [You must be registered and logged in to see this link.]

THANK YOU again for your valuable research and post.


"Then you will know the truth, and the truth will set you free.” John 8:32 (NIV)


Last edited by MiddleClassMaiden on Fri May 10, 2013 5:50 pm; edited 1 time in total (Reason for editing : word syntax - correct grammar & quantity - title seqence - clarity)
.MiddleClassMaiden
.MiddleClassMaiden
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Join date : 2012-06-11

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FDIC Insurance Online Calculator Empty Great informatiom

Post  Smooth1 Fri May 10, 2013 2:42 pm

Thank you very much for this information it is helpful and on time to assist us with our finances (blessing),coming forth.

Many Blessings
Smooth1
Smooth1

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